Modern capital goods form the basis for competitiveness and sustainable growth.
State-of-the-art machinery, plant and material handling systems are crucial for efficiency and future-proofing – but often require substantial investment.
To provide you with the best possible support in realising your bespoke material handling solution, we offer not only tailor-made technical implementation but also the option of bespoke financing. Together with our financing partner, we give you access to modern material handling technology – without the need for high initial investment.
Financing capital goods
Leasing, a loan or hire purchase
Modern material handling technology – with flexible financing options
Your benefits at a glance:
Predictable, fixed instalments for maximum budget control
Preserving liquidity and credit facilities
Optional purchase of the property at the end of the term (depending on the scheme)
Flexible financing solutions for capital goods
With fixed, predictable instalments, you retain full control over your budget at all times and enjoy financial security.
Depending on the financing model you choose, you also have the option of taking ownership of the asset at the end of the term and benefiting from stable ownership in the long term.
At the same time, pre-financing through our partner takes the pressure off your working capital – allowing you to remain flexible and retain financial leeway for further business decisions.
The added value we offer you
TEGEL-TECHNIK always considers financing in the context of the technical solution.
High-quality conveyor technology for your automation needs
Referral to a specialist, experienced financing partner
Financing solutions specifically for capital goods and plant engineering
An overview of funding models
Loan, lease or hire purchase – which solution is right for your project?
Below is a brief overview of the three most common forms of financing for capital goods.
A comparison of loans, leasing and hire purchase
Financing capital goods – an overview
| Criterion | Loan | Lease | Rent-to-Own |
|---|---|---|---|
| Ownership | Immediately | Optional at the end | Automatically at the end |
| Liquidity | Debt | Spared | Spared |
| Credit Line | In use | Usually remains available | Usually remains available |
| Installments | Principal + Interest | Lease Payments | Fixed Rent-to-Own Payments |
| Flexibility | Medium | High | Lower |
| Planning Certainty | High | High | Very high |
Which solution is the right one?
Which form of funding is best suited to your project depends, amongst other things, on:
Investment volume
Liquidity position
Existing credit facilities
Expected useful life of the asset
Desire for ownership or flexibility
Many companies are now deliberately opting for alternative forms of financing, as existing collateral or credit facilities have already been exhausted, or because they wish to maintain flexibility in their investments.
How financing works with TEGEL-TECHNIK
You tell us about your project and your investment requirements
We put you in touch with our financing partner
The financing partner provides you with personalised advice and assesses your creditworthiness
The contract is drawn up and implemented directly by the partner
TEGEL-TECHNIK acts solely as an intermediary in this regard. We would be happy to assist you with the financing of your material handling solution. We will put you in touch with our financing partner, who will provide you with personalised and expert advice.
Have we sparked your interest?
Request financing now
Phone
+49 7322 9611–0Please note: TEGEL-TECHNIK puts you in touch with a financing partner. This partner is responsible for providing advice, carrying out credit checks and drawing up the contract.